Under New York’s no-fault insurance laws, not every person who has been involved in a car accident has a right to sue the person responsible for the accident. Likewise, only those who meet certain exceptions to the no-fault rule can file the equivalent of a personal injury claim against their own uninsured/underinsured motorist carrier if the negligent party had no insurance (or too little insurance).
An experienced Syracuse car accident lawyer can review your case and help you determine whether your case meets the threshold for seeking compensation for personal injuries caused by another’s negligence.
In the event that suit is filed, it will ultimately be up to the trial court – and possibly the appeals tribunal, if review is sought – to determine whether the case falls within the purview of no-fault or whether your injuries were significant enough to take your case outside the limitations of the statute.