No-fault law and how it relates to a car accident (PART 2)

In our last post we discussed what to do immediately after you have been involved in a car accident. These steps can be extremely crucial if you plan to seek compensation for any injuries that occurred due to an accident. This is especially true if the accident does not appear to be severe and police do not do a thorough investigation of what actually occurred.

If you have been injured in a car accident, you may have rights under the no-fault law. If you have medical bills or lost wages stemming from your accident, you can collect up to $50,000 from your insurance company to cover these expenses. No matter who was actually at fault in the accident, your insurance company will cover the first $50,000 of your expenses.

In most cases, you have 30 days to file a claim with your insurance company to receive these benefits. If your medical bills have surmounted $50,000, you may seek addition recompense from the other driver’s insurance company. If your insurance company or the insurance company of the other driver refuses to reimburse you for lost wages and medical bills, you may consider filing a lawsuit.

Those who have suffered a serious injury due to a car accident and are covered by insurance plans should not have to foot the bill while they recover. Although an insurance company might initially deny you any benefits, an attorney can help you negotiate with these companies in order to get the money you deserve. If an attorney feels an insurance company is being unfair in its offer, he or she may decide to fight for your rights in court.